This past year has been a total brain makeover when it comes to M O N E Y. First I tackled the grocery budget and learned how to shop the lowest prices instead of paying the highest prices for what my pantry was short on. It's been a life changing experience that I have tried to share with anyone who listens and completely rewired my brain when it comes to shopping.
For Christmas a relative gave me and my siblings "The Total Money Makeover" by Dave Ramsey. This book has rewired my brain when it comes to debt. If you think debt is a way of life and car payments are forever and credit cards are necessary evils to financial credit scores...............S T O P ! Pick up this great book and learn to live debt free and shop with pleasure knowing you are saving $$$ !
Still taking baby steps on the debt process but we have a great head start and by years end, I expect freedom to be my companion.

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